GBRW is delighted to designed, developed and delivered a programme of three-day courses focused on the management of problem loans for the International Finance Corporation (IFC) in Azerbaijan and Tajikistan. The course is aimed at senior operational staff responsible for detecting, assessing, monitoring, managing and resolving problem loans. Programme objectives for participants were to:
- Understand and discuss how problem loans impact a lending institution’s operations, soundness and reputation;
- Be able to effectively define problem loans in a manner that will facilitate early detection and resolution;
- Understand and discuss the objectives or goals of managing problem loans;
- Classify problem loan causes in a manner that facilitate prioritizing mitigation strategies;
- Understand and discuss warning signs that help credit professionals foresee emerging loan problems;
- Understand and discuss methodologies for developing a plan to enhance the bank’s position;
- Understand and apply techniques to assess a distressed company’s financial condition, performance and ability to service debt; and
- Be aware of various approaches to resolve problem loans.
The workshop included case studies and group exercises. Delegates were asked to perform tasks as an individual and a member of the team. In order to make the most effective use of time they were asked to complete the assignments contained in an attached, “Our Market, Ltd. Financial Statement and Cash Flow Analysis Case Study Exercise”.
Whilst the training itself is compliant with international standards, each course was customised to take account of the prevailing legislation, regulation and banking practice which vary from country to country. Each course included complete guides for both instructor and delegates, as well as the case study materials.