Corporate Governance

Implementing Good Corporate Governance in Banks

Face-to-face2 days

Course Overview

With banks under increasing scrutiny, regulators, shareholders and other stakeholders need to be satisfied that the Corporate Governance framework within a bank is fit for purpose, and consistent with best practice. But good Corporate Governance is not just important to meet compliance standards. This course is aimed at helping senior bankers to appreciate how the implementation of a modern Corporate Governance framework within their institution will make the running of the bank easier and better controlled, and will boost profitability whilst maintaining the risk profile of the bank.

Download Course Outline

  • Learn about . . .

    The procedures and methodologies needed to manage effectively the decision-making process within the bank

  • Understand best practice in . . .

    Structuring appropriately the relationship between the shareholders, the Board of Directors, and the executive management of the bank, to clarify who is responsible and accountable at each level of decision making

  • Study examples of . . .

    The Board, Committee, Divisional and Department structures that are needed to implement and control the governance of the bank

Objectives: Participants in this course will come away with…

  • A clear understanding of what constitutes current best-practice Corporate Governance in banks
  • An understanding of how this could, and probably should, be implemented in their bank
  • Appreciation of what can go wrong in banks, and how good Corporate Governance can help avoid and rectify those problems
  • Knowledge of best international practice in defining the roles and responsibilities of all Boards, Committees and Executives
  • Specific ideas on how to embed Corporate Governance measures and targets within the performance appraisal process

Enquire about this course today

Contact Us

Course Modules

  • 1. what is cg and why is it important?

    • Definition of good Corporate Governance
    • Identifying the main stakeholders
    • The decision-making structure within a bank
    • Organisation structure of a commercial bank

  • 2. how does good cg benefit a bank?

    • Cost of capital and cost of borrowing
    • Risk control
    • Corporate efficiency and cost reduction
    • Consequences of CG failures

  • 3. compliance

    • OECD Corporate Governance principles
    • CG guidance from the Basel Committee
    • Company law, and stock exchange requirements
    • Rating agencies and international lenders

  • 4. the role of shareholders

    • Shareholder rights and responsibilities
    • Profit vs. Risk
    • Dividend payments vs. Growth

  • 5. the board of directors (bod)

    • Appointment of the Chairman and Board members
    • The role of the Chairman
    • The role and responsibilities of the BoD
    • Personal liability of Directors / obtaining Directors’ and Officers’ insurance
    • Role and responsibilities of the Company Secretary

  • 6. committees of the bod

    • The Nomination Committee
    • The Remuneration Committee
    • The Audit Committee

  • 7. the ceo and management

    • How is the CEO appointed?
    • Responsibilities of Board of Management (BoM)
    • Structure of the executive of the bank
    • Board committees, credit committee and ALCO
    • The concept of collective responsibility

  • 8. implementing good bank cg

    • Ensuring compliance with law, regulation and loan agreements, international and domestic
    • A fully operational ALCO and the need for stress testing
    • Control through the bank’s Strategic Plan
    • The role of an independent Risk Management division
    • Professionalism, trust, organisational culture, and team-work

  • 9. typical cg problems and dilemmas

    • Shareholder interference, related-party lending, and conflicts of interest
    • Tendency of BoD to micro-manage
    • BoD with insufficient understanding of the business
    • Managing an over-dominant CEO
    • Lack of control and inadequate risk management
    • Innovative products not properly risk assessed
    • Mis-selling of inappropriate financial products

Related Courses

Sustainable Finance

Preparing for Bank Sustainability Reporting; Navigating the ESG Regulatory and Reporting Landscape

1 Module
Tony Deary

Strategic Management for Banks

Strategic Management for Banks, Part 2: Implementing the Strategy

6 Modules
Johnny Rizq

Risk Management

Master Class in Trade Finance and Financial Crime

9 Modules
John Turnbull

Corporate Governance

Market Risk Management

6 Modules
Paul Newson